Consider it the command center for your personal finances. With features including online and mobile banking and a versatile debit card, a Chesapeake Bank checking account gives you the control and flexibility to conduct the business of everyday life.
Choose the best Checking Account for you
Personal Checking Accounts
| Pathway Checking | Essential Checking | Prosper Checking | |
|---|---|---|---|
| Ideal when you… | …desire control and convenience of a checkless checking account without the worry of overdraft fees | …want a simple, straight forward Eco-friendly checking account | …want a checking account that helps make more of your money with access to complimentary services |
| Opening Deposit | $25 | $25 | $25 |
| Interest | No Interest | No Interest | Balances > $5,000 |
| Fees | No Overdraft Fees Monthly fee: $4.95 |
No Monthly Maintenance fee | $10 Monthly Maintenance fee if balance falls below $5,000 Free for: Military/Veteran, Fire Fighter/EMTs, Police Officers, Teachers & Healthcare Professionals |
| Account Benefits | ✓ VISA Debit Card with Cash Back Rewards! ✓ Complimentary Basic ID Theft Recovery ✓ Mobile Banking/Online Banking ✓ Mobile Wallet with Digital Debit Card ✓ Debit Card Controls ✓ Mobile Deposit ✓ RoundUp feature • Ask us how! ✓ Budgeting Tools ✓ Paperless Statement option ✓ Bill Pay ✓ Get paid up to two days early by sending your direct deposit to your Pathway account |
✓ VISA Debit Card with Cash Back Rewards! ✓ Complimentary Basic ID Theft Recovery ✓ Mobile Banking/Online Banking ✓ Mobile Wallet with Digital Debit Card ✓ Debit Card Controls ✓ Mobile Deposit ✓ RoundUp feature • Ask us how! ✓ Budgeting Tools ✓ Paperless Statement option ✓ Bill Pay ✓ Get paid up to two days early by sending your direct deposit to your Essential account |
✓ FREE First Box of Checks ✓ FREE Cashier’s Checks ✓ FREE Stop Payments ✓ FREE Inbound/Outbound Wires ✓ VISA Debit Card with Cash Back Rewards! ✓ Complimentary Basic ID Theft Recovery ✓ Mobile Banking/Online Banking ✓ Mobile Wallet with Digital Debit Card ✓ Debit Card Controls ✓ Mobile Deposit ✓ RoundUp feature • Ask us how! ✓ Budgeting Tools ✓ Paperless Statement options ✓ Bill Pay ✓ Get paid up to two days early by sending your direct deposit to your Prosper account ✓ Up to $20 refund per month at non-Chesapeake Bank ATMs nationwide. |
| Contact Your Local Branch | Apply Now | Apply Now |
More Personal Banking Options
Chesapeake Bank savings accounts
Get in the habit of putting away money. From low minimum balances to high-yield interest, we have an account that can help you build savings into your budget.
LEARN MOREManage your checking account anywhere, anytime — on your phone or computer.
ENROLL NOWBank on the go with the secure ChesBank Mobile app — pay bills, deposit checks, and instantly send money to friends and family.


Earn 5 cents cash back on purchases made with your Chesapeake Bank debit card.
Set up your paycheck to deposit directly to your account and get to your money faster.